DFCU Financial - Mortgage resources

Today's Featured Rates

10/1 Adjustable Rate
Rate	APR	Points
6.125%	6.057%	0.000%
7/1 Adjustable Rate
Rate	APR	Points
5.750%	5.858%	0.000%
5 Year Balloon
Rate	APR	Points
5.625%	5.738%	0.000%
5/1 Interest Only
Rate	APR	Points
5.625%	5.830%	0.000%

Assumptions

Actual interest rates and APR's may vary based on credit history.

We’ve built the most convenient home loan service ever!

Here’s how it works:

In order to save you time and streamline your request for mortgage information, DFCU Financial has provided an online application. The application will ask you questions about the home you wish to purchase or refinance, and your finances, and takes less than 20 minutes to complete. This application may also be used for pre-approvals.

After your information has been submitted, a Loan Officer will contact you within 1-2 business days to introduce themselves and to discuss your financing options.

Your Loan Officer is a mortgage expert and will provide help and guidance along the way, to help you select the best mortgage to fit your needs.

Once you’ve discussed your financing options with your Loan Officer, your loan will be submitted for approval.

To save you time, you may want to gather the following information for each borrower before beginning: (1) Most recent paystub, (2) Most current checking and savings balances, (3) Social security number, (4) Date of birth, (5) Records of monthly obligations

Also, if you are refinancing, you should know the approximate balance you owe on your existing mortgage and the amount of your yearly property taxes and homeowner’s insurance.

We look forward to working with you!

Before starting your online Mortgage application Please review the Loan Officer/Branches information. Applicants will be required to select a Loan Officer to assist them once the application is submitted.

Still want to have personal assistance? You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.

We’re with you every step of the way. Our loan officers and loan coordinators will be there to explain the details and assist you every step of the way. DFCU will also service your loan until the loan is paid off in full so you will continue to deal with the people you’ve come to trust.

Free Pre-approvals We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose? We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Officer is always just a call or e-mail away!