Mortgage Center

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We have built the most convenient home loan service ever!

Here is how it works.

Get a Rate Quote

Quick Quote

Confused about which program to choose?

We offer a variety of financing options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site.

Before starting your online mortgage application, please review the Loan Officer information.

Applicants will be required to select a Loan Officer to assist them once the application is submitted.

For your convenience, you can select any Loan Officer from the list. Our Loan Officers can answer all of your mortgage questions and are ready to assist borrowers throughout the state of Michigan find the home they've always wanted. At DFCU Financial, you don't have to be an existing member to get a mortgage or refinance an existing loan. Call 800-739-2770 Option 2 or apply online today.

Still want to have personal assistance?

You can call or email one of our mortgage professionals to answer any of your questions or to ask for advice.

We're with you every step of the way.

Our Loan Officers and Loan Coordinators will be there to explain the details and assist you every step of the way. DFCU Financial will also service your loan until the loan is paid off in full so you will continue to deal with the people you've come to trust.


We offer pre-approvals, so you can shop for your home knowing that you can afford the mortgage.


Today's Rates

30 Year Fixed Rate
 Rate  APR  Points
 4.500%  4.564%  0.000%
10/1 Adjustable Rate
 Rate  APR  Points
 4.125%  3.951%  0.000%
7/1 Adjustable Rate
 Rate  APR  Points
 3.750%  3.679%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.609%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 3.125%  3.282%  0.000%

Personalized Quote

Actual interest rates and APRs may vary based on credit history.